Profi pojištění plateb

Profi pojištění plateb will help you cover your regular monthly expenses paid from your business account at Komerční banka if you become incapable of work for a long period of time, disabled or if you die suddenly. The amount of regular indemnity derives from regular payments sent from the insured’s business account. The regular payments doesn´t include instalments of the loans.

The insured’s state of health is not examined when arranging this type of insurance.

• effective financial help with payments of regular expenses in case of an accident
• fast indemnity payment up to CZK 400,000 within 48 hours
• regular monthly income up to CZK 40,000 per month for up to one year
• attractive price with respect to the amount of insurance protection and not having the state of health examined

Peter had a car accident resulting in a one-month hospitalisation and then he had to stay on sick leave for 5 months. Before the accident he paid from his business account the following monthly expenses: lease of business premises CZK 14,500, telephone CZK 5,000, water and sewer charges CZK 2,500, electricity and gas CZK 2,000, delivery of heat and hot water CZK 2,000, parking space CZK 3,000. His expenses total CZK 29,000.

Under the Klasik option for CZK 990 per year Peter will be regularly receiving CZK 20,000 for the period of 5 months (deferred period – 1 month). The total indemnity will thus add up to CZK 100,000.

Under the Extra option for CZK 1,990 per year Peter will be regularly receiving CZK 29,000 for the period of 5 months (deferred period – 1 month). The total indemnity will thus add up to CZK 145,000.