Vital Premium - Savings insurance

Vital Premium in EUR helps you maximise the return on your finances. It is insurance with single paid premium in the minimum amount of EUR 100 000.

The invested premium is appreciated by minimum total appreciation which is announced at the beginning of each year.

Vital Premium enables you to carry out extraordinary withdrawals during the insurance period.

In the insurance contract you can determine who shall receive the insurance indemnity and thus avoid probate proceedings. Thanks to this, the insurance indemnity is paid out no later than within 4 weeks of the delivery of all necessary documents. The insurance indemnity is not subject to inheritance tax.

Minimum guaranteed yearly appreciation for year 2024 is set by 1,7% p. a.

Vital Premium in USD helps you maximise the return on your finances. It is insurance with single paid premium in the minimum amount of USD 100 000.

The invested premium is appreciated by minimum total appreciation which is announced at the beginning of each year.

Vital Premium enables you to carry out extraordinary withdrawals during the insurance period.

In the insurance contract you can determine who shall receive the insurance indemnity and thus avoid probate proceedings. Thanks to this, the insurance indemnity is paid out no later than within 4 weeks of the delivery of all necessary documents. The insurance indemnity is not subject to inheritance tax.

Minimum guaranteed yearly appreciation for year 2024 is set by 1,8% p. a.

Vital Premium savings insurance helps you maximise the return on your finances. It is insurance with a lump sum premium in the minimum amount of CZK 5 million.

The invested premium is appreciated by minimum total appreciation which is announced at the beginning of each year. This rate already includes a certain estimate of shares in profit.

Vital Premium enables you to carry out extraordinary withdrawals, free of any charges, any time within the insurance period. Apart from this, the product allows you to set up regular partial withdrawals of paid premiums as well.

In the insurance contract you can determine who shall receive the insurance indemnity and thus avoid probate proceedings. Thanks to this, the insurance indemnity is paid out no later than within 2 weeks of the delivery of all necessary documents. The insurance indemnity is not subject to inheritance tax.

Minimum guaranteed yearly appreciation for year 2024 is set by 1,8% p. a.

• high above-standard appreciation of invested finances
• in case of death of the insured your family will be provided with increased insurance indemnity
• possibility to withdraw money without any charges