Insurance of Essox loans
Have you taken out a consumer loan from Essox? Are you afraid that something unpleasant might occur and you would be struggling with its repayments? Do not worry, the payment protection insurance is included in your loan!
You are provided with the payment protection insurance for your loan for free. Thus you are insured against many unpleasant situations and do not pay anything in addition.
Your insurance incorporates:
- Insurance against death
Should an insured event occur, the insurance company will repay the debt from your consumer loan. Your family therefore need not worry about the loan repayments.
- Insurance against total disability
Should the insured become totally disabled, the insurance company will also repay his/her remaining debt.
- Insurance against working inability
Should you be on long term sick leave, your income will certainly decrease. You do not need to be afraid that you may not have enough money to repay your loan. We will cover your monthly instalments for the necessary period.
- Insurance against loss of job
Should you lose your job, e.g. due to organisational changes within the company, and will be unemployed for a longer period of time, your financial reserve may not be sufficient to cover your liabilities. The insurance company will therefore pay the instalments of your consumer loan beginning from the third month of your unemployment until you find a new job (however, for the maximum period of 4 months).
How to arrange the insurance?
You obtain the insurance together with the consumer loan from the representatives of Essox company. For more information contact Customer Services at 810 800 088.
You can also ask for more information at the Call centrum of Komerční pojišťovna using the free Info Line 800 10 66 10.
Insurance terms and conditions
- Insurance terms and conditions of collective life insurance to consumer credits of essox, 313 (95 kB)PDF
- Insurance terms and conditions of life insurance for consumer and revolving loans and Essox Direct credit cards, 307 (73 kB)PDF
- Insurance terms and conditions of collective insurance concerning Essox consumer loans, 310 (147 kB)PDF
Advantages of insurance to Essox consumer loans
- Available with your loan for free
- Comprehensive insurance against many events
- Protection of yourself, your family and guarantors – the insurance company will assume the debt repayment